Start your business, easily and free of charge.

Do you dream of starting your own business, but feel held back by the administrative complexities and costs involved? With Partena Professional, BNP Paribas Fortis and Accountable, everything becomes simple and even free.

Three trusted partners, one shared goal: helping you turn your ambitions into reality.

Start your business immediatly
  • Your start-up, fully taken care of
  • Professional banking made easy
  • Hassle-free bookkeeping

Become independent with:

Why choose Start for Free to launch your business?

Everything you need to start and manage your activity as a self-employed individual, for €0. That is up to €650 in savings to invest in what really matters: your business.

Registration with the CBE

You pay €111,50 for your registration, which is fully refunded to your BNP Paribas Fortis account.

Free professional bank account

Your Essential Pro or Flex Pro professional banking pack is free for the first year, including personalised advice.

One year of Accountable - free

You get one year of free access to the app for invoicing, bookkeeping and tax returns.

With Partena Professional

Become self-employed

  • Registration with the Crossroads Bank for Enterprises €111,50, refunded to your BNP Paribas Fortis account.*
  • Activation of your VAT number: free of charge
  • Affiliation with a social insurance fund: free of charge
With BNP Paribas Fortis

Manage your finances

  • Your professional banking pack** Essential Pro or Flex Pro: free for one year
  • Personalised support in branch, by phone or via video call

BNP Paribas Fortis professional packs

Discover our different packs, but there’s no need to decide straight away. After you submit your request, an advisor will call you to help you choose the pack that best suits your needs.

Flex Pro Pack*

Price Free for the first year, then €37.50 per quarter
Current accounts Up to 2
Debit cards Up to 3 per account
Credit cards* Up to 2 cards linked to your main account:
choose between Mastercard Business Premium
or Mastercard Business Prestige
CODA/XML report Included
Services and advice Online banking services and advisors for entrepreneurs
in branch or via the Easy Banking Centre
Learn more ›

Essential Pro Pack*

Price Free for the first year, then €11.25 per quarter
Current accounts 1
Debit cards 1
Credit cards* Included in your pack:
1 Mastercard Business Premium
Mastercard Business Prestige: €12.75 per quarter
CODA/XML report €36.30 per account per quarter
Services and advice Online banking services and advisors for entrepreneurs
in branch or via the Easy Banking Centre
Learn more ›

*Subject to acceptance of your application by BNP Paribas Fortis.

All prices stated are standard prices per quarter and include VAT if applicable.
With Accountable

Handle your admin

  • Access to the mobile app and web version: free for one year
  • Your invoicing, bookkeeping and tax returns, without effort or stress
  • An AI tax advisor available 24/7, supported by Tax Coaches

Accountable Taxes plan

With Accountable, you can rely on clear bookkeeping, accurate tax returns and invoices that are always correct. Everything in one place.

Access • Full access to the mobile app and web version
• Connect up to 5 bank accounts
Invoicing & bookkeeping • Free Peppol registration
• Unlimited invoices
• Receive unlimited expenses via Peppol
• Peppol self-billing
• Personalise your invoices
• Unlimited quotes, recurring & instalment invoices
• Unlimited expenses
Tax returns • VAT returns
• Intracom. & client listing
• Income tax return
• Tax guarantee (up to €500)
Support & advice • Access to AI tax advisor (max. 50 requests per month)
• Access to tax coaches (chat, webinars, Q&A’s)
Price Free for the first year, then €29.99 per month (excl. VAT) with an annual plan.

Everything you need to start and manage your activity as a self-employed individual, for €0. That is up to €650 in savings to invest in what really matters: your business.

Let's go

* See the Start for Free general terms and conditions.
** Subject to approval of your application by BNP Paribas Fortis.

Launch your business in just 5 minutes!

  • Log in in one click: Use itsme® or your digital key to access our secure platform
  • Answer a few questions: Partena Professional automatically prepares the documents needed to set up as a self-employed individual
  • Pay the registration fees: The €111,50 registration fee for the Crossroads Bank for Enterprises will be refunded once your professional account with BNP Paribas Fortis has been opened
  • Receive your numbers in no time: Get your enterprise number and VAT number in under 5 minutes
  • Finalise your launch: You activate your access to Accountable Taxes (1 year free), and BNP Paribas Fortis will contact you to open your professional account (free for 1 year)

Simple. Fast. No surprises.
So what are you waiting for?

Let's get started

Why choose Start for Free to launch your business?

I'm ready to Start for Free

Expert guidance

A well-supported start with three experts in entrepreneurship

Complete peace of mind

Comprehensive support across administration, tax and banking

Smart savings

Savings in time, money and energy

Focus on growth

The freedom to focus on your business, not on paperwork